If you are on the hunt for a comforting bowl that packs bold flavors and a luscious texture, this Creamy Taco Soup Recipe is an absolute must-try. Bursting with savory ground beef, tender beans, vibrant veggies, and a dreamy cream cheese swirl, it transforms everyday ingredients into a hearty, satisfying meal perfect for any day of the week. This soup strikes the perfect balance between zesty and creamy, making it a favorite that you will want to share with everyone around your table.

Ingredients You’ll Need
Gathering these ingredients is the first step to crafting this simple yet irresistible soup. Each element plays a crucial role in building layers of flavor, texture, and color to give you a bowl that’s as pleasing to the eye as it is to the palate.
- 1 pound lean ground beef: The rich, meaty base that adds substance and savory depth.
- 4 cups chicken broth: Provides a flavorful, warming liquid foundation.
- 2 (10 ounce) cans Ro-tel diced tomatoes & green chilies (with juices): Infuse the soup with tomato brightness and a subtle kick of heat.
- 1 (14 ounce) can black beans (drained & rinsed): Add creamy texture and protein-packed goodness.
- 1 (12 ounce) can corn (drained): Bursts of sweetness that contrast beautifully with the spice.
- 1/2 red bell pepper (chopped): Offers a fresh crunch and vibrant color.
- 1/2 tablespoon chili powder: Key for that classic taco flavor profile.
- 1 teaspoon garlic powder: Brings a deep, earthy aroma that ties flavors together.
- 1 teaspoon onion powder: Rounds out the seasoning with a sweet-savory note.
- 1 teaspoon ground cumin: Adds warmth and a subtle smoky complexity.
- 1 teaspoon smoked paprika: Elevates the soup with a gentle smoky essence.
- 8 ounces cream cheese (softened): The secret ingredient that creates that smooth, creamy texture you’ll love.
- Salt & pepper (to taste): Essential for balancing all the flavors perfectly.
- Toppings (optional): Grated cheddar, avocado, fresh cilantro, crunchy tortilla strips—customize to your heart’s content!
How to Make Creamy Taco Soup Recipe
Step 1: Brown the Ground Beef
Start by heating a large soup pot over medium-high heat and adding your lean ground beef. As it cooks, break it apart with a spoon to ensure even browning. This step takes roughly 10 minutes, and browning the beef develops those rich, meaty flavors that form the backbone of the soup. Once cooked, be sure to spoon out most of the excess fat to keep your soup from becoming greasy.
Step 2: Add the Rest of the Ingredients (Except Cream Cheese)
Next, toss in the chicken broth, Ro-tel diced tomatoes with their juices, black beans, corn, chopped red bell pepper, chili powder, garlic powder, onion powder, cumin, and smoked paprika. This colorful combination is what makes the soup pop with flavor and texture. Stir everything together and get ready for the next step—almost there!
Step 3: Bring to a Boom, Then Simmer
Turn the heat up to high to bring the soup to a rolling boil. Once boiling, reduce the heat to maintain a gentle simmer and keep the pot uncovered. Let it simmer for about 8 minutes so all those spices meld wonderfully, and the vegetables soften just enough without losing their vibrant character. Meanwhile, take a moment to prep your toppings—this soup is all about personalization.
Step 4: Creamify with Cream Cheese and Season
This is the magical part of the Creamy Taco Soup Recipe. Cut your softened cream cheese into smaller chunks and add them to the hot soup. Stir steadily until the cream cheese melts fully and transforms the broth into a velvety smooth base. Finally, season with salt and pepper to taste. Now it’s ready to ladle into bowls and enjoy immediately.
How to Serve Creamy Taco Soup Recipe

Garnishes
The right garnishes elevate this soup to party-perfect status. Grated cheddar adds melty richness, diced avocado brings cool creaminess, fresh cilantro offers a zesty freshness, and crunchy tortilla strips provide a delightful contrast. Feel free to get creative and add jalapeños, sour cream, or even a squeeze of lime for that extra zing!
Side Dishes
Pair your creamy taco soup with warm cornbread or buttery tortilla chips for scooping. A light, crisp side salad can also balance out the richness of the soup’s creamy texture. These combinations enhance the meal without overpowering the star dish.
Creative Ways to Present
Serve the soup in rustic mugs or deep bowls to keep things cozy. For a festive touch, layer the toppings in small bowls on the side so everyone can build their personalized bowl of happiness. You could even turn this soup into a fun taco bar experience by adding sides like shredded lettuce, diced tomatoes, and sliced olives.
Make Ahead and Storage
Storing Leftovers
This creamy taco soup keeps beautifully in the refrigerator for 3 to 4 days. Store it in an airtight container to preserve its flavors and freshness. When ready to eat, simply reheat on the stove gently stirring occasionally to maintain its creamy consistency.
Freezing
If you want to keep this soup on hand for busy nights, it freezes well. Portion it into freezer-safe containers, leaving space at the top for expansion. Freeze for up to 3 months. Thaw overnight in the fridge before reheating. Avoid freezing with the cream cheese already melted in; instead, add it fresh after thawing if possible for the best texture.
Reheating
Reheat your soup on the stovetop over low to medium heat, stirring frequently to prevent sticking and ensure an even temperature. If the soup thickens too much during storage, feel free to add a splash of broth or water to loosen it up. Add any fresh toppings right before serving to maintain their crispness.
FAQs
Can I make this soup vegetarian?
Absolutely! Simply substitute the ground beef with a plant-based meat alternative or extra beans and veggies. Use vegetable broth instead of chicken broth to keep it completely vegetarian while preserving the robust flavor.
What can I use instead of cream cheese?
You can use sour cream or Greek yogurt for a tangy twist, but add these after cooking to avoid curdling. For a dairy-free option, try a cashew cream or coconut milk to maintain that creamy texture.
Is this soup spicy?
This Creamy Taco Soup Recipe has a mild-to-moderate spice level thanks to the Ro-tel tomatoes with green chilies and chili powder. Feel free to adjust the chili powder or add fresh jalapeños if you prefer a spicier kick.
Can I prepare this soup in a slow cooker?
Yes, brown the beef first for the best flavor, then combine all ingredients except the cream cheese in a slow cooker. Cook on low for 6 to 8 hours or high for 3 to 4 hours. Stir in the cream cheese at the end until melted and creamy.
What toppings do you recommend?
Traditional toppings like shredded cheddar, avocado slices, cilantro, and crunchy tortilla strips are the classics that never fail. You can also experiment with diced red onions, pickled jalapeños, or a dollop of salsa for extra flavor layers.
Final Thoughts
If you’re craving something cozy, flavorful, and creamy all at once, this Creamy Taco Soup Recipe is your new go-to comfort food. It’s simple enough for a weeknight but special enough to impress friends and family. Once you give it a try, you’ll understand why it quickly becomes a beloved recipe to make over and over again.
Print
Creamy Taco Soup Recipe
- Prep Time: 5 minutes
- Cook Time: 25 minutes
- Total Time: 30 minutes
- Yield: 6 servings
- Category: Soup
- Method: Stovetop
- Cuisine: Mexican
Description
This creamy taco soup is a comforting and flavorful dish that combines seasoned ground beef, tomatoes with green chilies, black beans, corn, and a blend of spices, all simmered together and enriched with cream cheese for a smooth, creamy texture. Perfect for a quick weeknight dinner, this soup is easy to prepare and can be customized with your favorite toppings like cheddar cheese, avocado, cilantro, and crunchy tortilla strips.
Ingredients
Main Ingredients
- 1 pound lean ground beef
- 4 cups chicken broth
- 2 (10 ounce) cans Ro-tel diced tomatoes & green chilies (with juices)
- 1 (14 ounce) can black beans (drained & rinsed)
- 1 (12 ounce) can corn (drained)
- 1/2 red bell pepper (chopped)
- 1/2 tablespoon chili powder
- 1 teaspoon garlic powder
- 1 teaspoon onion powder
- 1 teaspoon ground cumin
- 1 teaspoon smoked paprika
- 8 ounces cream cheese (softened)
Seasoning
- Salt & pepper (to taste)
Toppings (optional)
- Grated cheddar cheese
- Avocado slices
- Cilantro
- Tortilla strips
Instructions
- Brown the Beef: Add the ground beef to a large soup pot over medium-high heat. Brown it, breaking it up with your spoon as you go along, for about 10 minutes. If there’s excess fat, spoon most of it out to keep the soup from getting greasy.
- Add Remaining Ingredients: Pour in the chicken broth, diced tomatoes with green chilies (including juices), black beans, corn, chopped red bell pepper, chili powder, garlic powder, onion powder, ground cumin, and smoked paprika. Stir well to combine.
- Simmer the Soup: Increase the heat to high and bring the mixture to a boil. Once boiling, reduce the heat to maintain a gentle simmer uncovered for 8 minutes. Meanwhile, prepare your desired toppings.
- Add Cream Cheese and Season: Cut the softened cream cheese into smaller pieces and add them to the soup. Stir frequently until the cream cheese has fully melted and incorporated, creating a creamy texture. Season the soup with salt and pepper to taste.
- Serve: Ladle the soup into bowls and garnish with optional toppings such as grated cheddar cheese, avocado slices, fresh cilantro, and crunchy tortilla strips for added flavor and texture.
Notes
- Use softened cream cheese for easier melting and smoother texture.
- You can substitute ground turkey for a leaner option.
- Adjust the level of spiciness by choosing mild or hot diced tomatoes with chilies.
- For a vegetarian version, omit the ground beef and use vegetable broth instead of chicken broth.
- Leftovers store well in the refrigerator for up to 3 days and can be reheated gently on the stovetop.

