If you have a soft spot for both banana bread and chocolate, then you are absolutely going to love this Chocolate Chip Banana Bread Recipe. It is everything you want in a cozy, homey treat: moist, slightly sweet banana bread loaded with melty chocolate chips throughout. Every bite is a delightful mix of tender crumb and chocolate bursts that make it feel like a special occasion in your everyday moments. Whether for breakfast, a snack, or dessert, this recipe brings joy and comfort in a way only freshly baked banana bread can.

Ingredients You’ll Need
This Chocolate Chip Banana Bread Recipe uses simple, pantry-friendly ingredients that come together beautifully to create the perfect balance of flavor and texture. Each ingredient plays its part, from the ripe bananas that add natural sweetness and moisture, to the chocolate chips that create delicious pockets of indulgence throughout the bread.
- 2 to 3 ripe bananas: The star ingredient that provides moisture, sweetness, and that classic banana flavor.
- 1/3 cup melted butter: Adds richness and tenderness for a soft crumb.
- 1 teaspoon baking soda: Acts as the leavening agent to help the bread rise and become light.
- Pinch of salt: Balances sweetness and enhances all the other flavors.
- 3/4 cup sugar: Sweetens the bread; you can reduce it to 1/2 cup if you prefer it less sweet.
- 1 large egg, beaten: Binds everything together and adds a bit of structure.
- 1 teaspoon vanilla extract: Brings warmth and depth to the banana flavor.
- 1 1/2 cups all-purpose flour: The foundation that gives the bread its form and texture.
- 1/2 cup chocolate chips: Sweet chocolate morsels that melt into pockets of delight throughout the loaf.
How to Make Chocolate Chip Banana Bread Recipe
Step 1: Preheat and Prepare
Begin by preheating your oven to 350°F (175°C). This ensures it’s hot and ready when your batter is mixed. Grease or butter a 4×8 inch loaf pan so the bread bakes evenly and comes out effortlessly.
Step 2: Mash the Bananas
In a large mixing bowl, mash those ripe bananas with a fork until smooth. This is where the banana flavor shines, so the riper the bananas, the better the taste and sweetness of your bread.
Step 3: Mix in the Butter
Stir the melted butter into the mashed bananas. This step infuses the bread with luscious richness while keeping it moist and tender.
Step 4: Add Baking Soda and Salt
Sprinkle in the baking soda and a pinch of salt. The baking soda interacts with the banana’s natural acidity to create lift, while the salt enhances all the flavors beautifully.
Step 5: Combine Sugar, Egg, and Vanilla
Add the sugar, beaten egg, and vanilla extract into the banana mixture. Stir gently but thoroughly until everything is well combined, creating a smooth, cohesive batter.
Step 6: Incorporate the Flour
Gradually mix the flour into the wet ingredients. Be careful not to overmix here; a few lumps are totally fine. Overworking the batter can make your bread tough, and we want it soft and tender.
Step 7: Fold in the Chocolate Chips
Gently fold in most of the chocolate chips, saving a few to sprinkle on top before baking. This ensures you get decadent pockets of gooey chocolate inside the bread and an inviting chocolatey crust on top.
Step 8: Pour into the Loaf Pan
Transfer the batter to your prepared loaf pan, smoothing the top evenly. This helps the bread bake uniformly and look irresistible once it’s done.
Step 9: Bake to Perfection
Pop the pan into your preheated oven and bake for about 60 minutes. You’ll know it’s ready when a toothpick or tester inserted in the center comes out clean or with just a few moist crumbs clinging to it.
Step 10: Cool and Enjoy
Allow the bread to cool in the pan for around 10 minutes, then transfer it to a wire rack to cool completely. This resting time lets the structure set so when you slice it, you get picture-perfect pieces.
How to Serve Chocolate Chip Banana Bread Recipe

Garnishes
For an extra touch, sprinkle some powdered sugar or drizzle melted chocolate on top of your loaf. A smear of butter or cream cheese transforms each slice into a more decadent experience. Fresh berries or a handful of nuts on the side also elevate the presentation.
Side Dishes
This bread is wonderful on its own but pairs perfectly with a cup of coffee, tea, or a glass of cold milk. For a heartier breakfast, serve alongside scrambled eggs or a fresh fruit salad for balance.
Creative Ways to Present
Try slicing the bread thickly and toasting it lightly for a crispy edge with a soft interior. It’s also great turned into French toast for a fun and indulgent twist. Mini loaves make irresistible gifts or party treats when wrapped with a ribbon.
Make Ahead and Storage
Storing Leftovers
Keep your leftover banana bread tightly wrapped in plastic wrap or stored in an airtight container at room temperature for up to 3 days. This keeps it moist and fresh for snacking later.
Freezing
You can freeze the bread whole or in slices by wrapping it tightly in plastic wrap and placing it in a freezer-safe bag. It will keep well for up to 3 months—perfect to have on hand whenever a banana bread craving hits.
Reheating
To bring your banana bread back to fresh-baked warmth, reheat individual slices in a toaster oven or microwave for 15-20 seconds. This melts the chocolate chips deliciously and revives the soft texture.
FAQs
Can I use frozen bananas for this recipe?
Absolutely! Frozen bananas work wonderfully once thawed — just mash them well and drain any excess liquid to get the best consistency for your batter.
What if I don’t have chocolate chips? Can I use something else?
You can swap chocolate chips for chopped nuts, dried fruit, or white chocolate chips. Each variation creates its own unique twist on this classic bread.
Is it possible to make this recipe gluten-free?
Yes, by using a gluten-free all-purpose flour blend, you can adapt this recipe to suit gluten-free needs without sacrificing taste or texture.
How ripe should my bananas be?
The riper, the better! Look for bananas that are heavily speckled or even mostly brown—these will be sweet and soft enough to mash easily while giving maximum flavor.
Can I add extra ingredients to the batter?
Definitely! Feel free to get creative by adding chopped nuts, shredded coconut, cinnamon, or even a spoonful of peanut butter to make the loaf uniquely yours.
Final Thoughts
This Chocolate Chip Banana Bread Recipe is one of those treasured recipes that never fails to bring smiles and warmth to any table. It’s approachable, comforting, and utterly delicious—a true crowd pleaser that’s perfect any time of day. Once you try it, I’m sure it will become one of your favorites to bake over and over again.
Print
Chocolate Chip Banana Bread Recipe
- Prep Time: 0h 15m
- Cook Time: 1h 0m
- Total Time: 1h 15m
- Yield: 1 loaf (about 8 slices)
- Category: Dessert
- Method: Baking
- Cuisine: American
Description
This classic Chocolate Chip Banana Bread recipe combines moist, ripe bananas with rich chocolate chips for a deliciously sweet and comforting treat. Perfect for breakfast or a snack, this easy-to-make bread uses simple ingredients and requires no special equipment beyond a loaf pan and an oven.
Ingredients
Banana Bread
- 2 to 3 ripe bananas, mashed
- 1/3 cup melted butter
- 1 teaspoon baking soda
- Pinch of salt
- 3/4 cup sugar (can reduce to 1/2 if desired)
- 1 large egg, beaten
- 1 teaspoon vanilla extract
- 1 1/2 cups all-purpose flour
- 1/2 cup chocolate chips (or more to taste)
Instructions
- Preheat Oven: Preheat your oven to 350°F (175°C) to prepare for baking the banana bread.
- Mash Bananas: In a large mixing bowl, mash the ripe bananas thoroughly with a fork until smooth and free of large chunks.
- Add Butter: Stir the melted butter into the mashed bananas to add fat and enhance moisture in the bread.
- Add Dry Leavening Agents: Mix in the baking soda and a pinch of salt, which will help the bread rise and balance sweetness.
- Combine Wet Ingredients: Add the sugar, beaten egg, and vanilla extract to the banana mixture and stir until all ingredients are well combined.
- Add Flour: Gradually incorporate the all-purpose flour into the wet mixture, stirring just until the batter is combined to avoid overmixing, which can toughen the bread.
- Fold in Chocolate Chips: Gently fold in half of the chocolate chips, reserving some to sprinkle on top before baking if preferred.
- Prepare Baking Pan: Pour the batter into a greased or buttered 4×8 inch loaf pan, spreading it evenly.
- Bake: Bake in the preheated oven for 60 minutes or until a toothpick or tester inserted into the center comes out clean with only a few moist crumbs attached.
- Cool: Remove the bread from the oven and allow it to cool in the pan for about 10 minutes before transferring it to a wire rack for complete cooling. This helps the bread set and makes it easier to slice.
Notes
- For a healthier option, reduce the sugar to 1/2 cup or substitute with a natural sweetener.
- Use very ripe bananas with brown spots for best flavor and sweetness.
- Do not overmix the batter after adding flour to keep the bread tender.
- Chocolate chips can be substituted with nuts or dried fruit if desired.
- Ensure the loaf pan is greased well to prevent sticking.
- Check the bread at around 50 minutes if your oven tends to run hot, to avoid overbaking.

